This program is designed to expand home ownership into a collateral tool without any initial cash outlay. Unused equity will be formed into a non-cash collateral, in order provide the resources to turn your property into income producing asset.

Collateral commitments are subject to fungible blocks of $25K, regardless if you would like to provide more or have additional available equity. The objective is to be uniform, if any collateral owner needs to terminate their position.

Risks are graded based on our ability to mitigate collateral loss. We classify our risk levels from nominal (low) to ordinal, and interval (less moderate). The nominal risk level is preferred for our beginners.

Our equity group will navigate in various areas of real estate (residential and commercial), throughout the U.S. Within those markets, our focus will initiate with mortgage loan sales, foreclosure inclusion, income capitalization to assist diversification.

Upon activation, collateral commitments will generally term in 24-36 months. If you desire to recommit in this program, a new activation will be required. As you will already be vetted, the new activation period should be shorter.

When a collateral owner decides to commit to our program, we will need to vet the individual(s) to validate equity availability and ownership. After validation, the collateral owner will execute a non-cash commitment to be used with other non-cash commitments in our collection. Once the accumulated non-cash collateral meets position requirements, each collateral owner will be notified of a date of execution, which “activates” it.

The process may take 2-4 months to complete, depending on collateral ownership validation.

Your equity will not be used as collateral until the date of execution, which can generally be 2-4 months after your first contact to commit to our program.

Legal documentation recording may occur, depending on state and local county laws.

Yes, your can terminate your commitment at any time during your term. The process may take a few weeks to activate a replacement block for your release.

If applicable, it may generally take around 30 days, depending on your county’s recordation process. Our organization will need 5-10 business days after you have been removed, to record the release of the legal document with your local county.

We request that you remain out of our program for at least 12 months from the date of termination for recordkeeping purposes.

We can never make outright guarantees. But, we can explain our program in detail and allow you to make your own educated decisions.

For beginners, income is paid out after the first 12 months of activation, for that full 12 months period. Thereafter, income will be paid quarterly.

Per our calculations, each year, earned income above U.S. market rate per $25K block.

Currently, we are only accepting collateral in blocks of $25K.

Fill out the Capital Asset form here.

There is no formality to join. If you have a hobby that can create revenue, which you desire to share a portion of it with your community, then you meet the qualifications.

Anything, except illegal activity. The most intriguing aspect of the "club" is that anyone with an idea and desire to provide to their community is a great candidate.

While there will be no formal meetings, we do believe that organic collaborations are healthy. It could be beneficial to open discussions at times, whether by industry, service type, or geographical location. Similar industries or local area may share some of the same challenges or success.

The purpose of this "club" is not designed to create business-to-business/business-to-consumer transactions, create wealth, or monopolize an industry. The purpose is to create a support group to encourage ordinary citizens to invest in their local communities. We understand that there are many fantastic people in local communities who already provide local support. We are only hopeful that this forum can spark more to do the same.

Not at all. While revenue services are important, so are those individuals who provide non-monetary community support. We hope to hear and read how every individual is making an impact in their community.

You sure can. Iron sharpens iron. It may be beneficial to observe others first. We simply hope that observation can creat a spark to help all become more involved in their local communities. Everyone has a talent or gift. Sometimes we just need to think outside the box and gather the courage to see where it leads us.

For professional purposes, yes this group will be moderated on our social media forums.

You will receive a link upon completing the "mortgage quick form". It's a Form 1003, used by most mortgage originators.

Yes. The link provides the applicant access to a secured webpage, which meets the SSL secured and cryptic communication specifications.

No, unless you choose to proceed. The mortgage quick form will be forwarded to a local or regional representative mortgage broker, who will contact you to answer questions and provide solutions.

No. Our goal is to ensure that people are not charged higher rates and fees because they reside in a specific geographical location. We will coordinate with mortgage brokers who feel the same way.

Please send us an email at mortgage@wereinvest.com and let us know your circumstance. We will contact you via email to open a case file. As well, we will intervene, if we determine that you are being treate unfairly.

WeReinvest is not a mortgage company.

$200 is sent in your name, based on the type of qualified 501(c)3 non-profit organization you choose. Organizations that primarily focus on children's needs, safety, and education. As well as organizations that primarily focus on elderly needs, safety, and hospitality will be sent $200. All other qualified organizations will receive $100 in your name.

As long as the organization is a qualified 501(c)3 non-profit entity, they will be allowed.

Yes, all are welcomed, especially those who want to provide for thier local community.

The majority of individual in the foreclosure process will not qualify to be helped by us. We will only be able to help a homeowners that meet their local state foreclosure requirements. Every state may enact laws differently. If all criteria is met, we will request to proceed with the program.

Yes. Lack of: available deadline times, equity, and specific court orders.

If you can validate that your combined loan to value (CLTV) is 75% or less and you have at least 30 days within your right of redemption period, you may chooseto reach out to us.

No. Our goal is to redeem your foreclosure, then quickly sell your home to maximize your net equity position.

Net equity the amount remaining from the sell of you home after redemption. Some foreclosure cost will absorb your equity and must be netted against what would be due to you upon sale. Some foreclosure cost may include outstanding mortgage balance, foreclosure processing fees, foreclosure reinstatement fees, real estate sales costs, legal fees, seller credits, home repair costs, and staging costs.

Typically, within 24 business hours of evaluating property specifications, values, and documentation.

Absolutely not. Multiple factors can cause delays, including state laws procedures, and the homeowner's lack of urgency. While we will work as quickly as possible, if we do not meet court ordered deadlines, the foreclosure sale will proceed as scheduled.

No. But we will work with local attorneys in favor, as well as with foreclosure attorneys to complete the net equity sale, if possible.

No, we do not. Any fees charged would be 3rd party fees for legal or real estate service.

In metropolitan areas, residential openlots that have been abandoned for year is a decent starting point. Areas with prior gas lines, mining or business are less likely candidates due to potential emmission of chemicals and gases.

We would encourage you to research as much as possble priof to your suggestion. Reviewing county records or asking questions from long residing citizens can provide invaluable information.

No. You're providing a non-cash service. The farmland program is not designed for revenue generation. It's designed to provide fresh fruits and vegatables to our local children in school and the elderly in our community.

While it's not mandatory, it would be an initial resource of information. In addition, empty lots will typically not have addresses labeled on the property, so a picture will help identify the land.

No. Many rural areas are already zoned for farming. We're more interested in metropolitan areas with high density.

It depends on local laws, zoning, politics, and safety. Many factors have to be addressed and approved by local legislature before we are able to move forward.

While we would prefer disparity between locations, we will use whichever lands meet our criteria and benefits our purpose.

No. A 3rd party entity will have legal responsibility for the farmland, including tax liability and insurance.

Seeds used will depend on need, geographical factors, and season. Not all fruits and vegetables will be grown by every farmland.

If a business or organization share similar interest as we do to help local communities, we welcome their offerings. We care more about reinvesting in local communities.

Business cannot make the changes in local communities the our local citizens can offer. This result has been shown for decades. Businesses may offer resources that will help our business model, but our focus will remain stabilizing disenfranchised communities with lcoal citizen assistance.

We will collaborate efforts to meet determined specific goals, but WeReinvest is a platform for our local citizens and their efforts to improve the community.

No. We are a movement. WeReinvest is apolitical.

If you're a private citizen, consider our Capital Asset program. If you are a private investor, please provide the purpose of your desire that does not include yields or reform.